Kamran

MUHAMMAD KAMRAN

E-MAIL: [відкрити контакти](див. вище в блоці «контактна інформація»), [відкрити контакти](див. вище в блоці «контактна інформація»)
CELL: [відкрити контакти](див. вище в блоці «контактна інформація»)

OBJECTIVES:

Learning is main objective. To gain a position in a dynamic environment and challenging oriented organization to utilize my energies to achieve organizational goals and objectives.

EDUCATION/QUALIFICATIONS:

MBA (HR):
2012 From Virtual University of science and technology Islamabad.
B.Com (I.T):
2008 From Punjab University.
I. Com:
2005 From Federal Board of Intermediate and secondary education Islamabad.
Matric:
2001 From Federal Board of Intermediate and secondary education Islamabad.

ACADIMIC PROJECTS:
Project accomplished on “Intercultural Communication” by studying and interviewing the people of different cultures of the world (National & Foreign) i.e. Chinese, French, Arabs, & local culture etc.
Prepare “Vertical & Horizontal analysis report” for assessment financial statements of different NGO's in Pakistan like IRC-PRIDE & RED CRECENT.
Case Study Project on social sciences physical visit of SOS village Rawalpindi.
One-day entrepreneurship training at VULMS campus Islamabad.
Project accomplished on “Commercial Banking”& “Insurance Companies establishment & Procedures”.

PROFESSIONAL EXPERIENCE:
Askari Bank Ltd: EAMU Operations. July 2022 to Current Employee…
Currently working in EAMU Department working as EAMU Officer.
Retrieve Title Documents from Sub-Registrar Offices & Authorities and vault in. Post disbursement services to customers related to mortgage/ Lien Marking of property documents.
Follow all Home Finance policies, processes, standard operating procedures.
Preparation of charge/security documentation as per terms & conditions of approvals for Home Finance (Conventional), Home Finance credit facilities.

Bank Alfalah Ltd: CF Asset Operations-Unit. February 2021 to June 2022
CF Asset Operations-Unit: Officer-Consumer Finance-Support /Transaction supervisor / Home Loan Disbursement / Solar Disbursement / Pay-order supervisor. Officer Home & Solar Finance for Centralized (DCC) Documentation Control Centre

Defined job description as under:
Organize and supervise the activities and work of conventional and Islamic Home finance team
Follow all Home Finance policies, processes, standard operating procedures.
Preparation of charge/security documentation as per terms & conditions of approvals for Home Finance (Conventional), Home Musharaka (IBG), and Solar Finance credit facilities.
Organize and supervise Sale / Purchase transactions independently and Represent Bank at transactions and monitor Sale / Purchase transaction for smooth & safe registration.
Retrieve Title Documents from Sub-Registrar Offices & Authorities and vault in. Post disbursement services to customers related to mortgage property documents.
Coordination with SBP for refinance cases of solar finance cases.
To ensure and supervise the smooth operation of Documentation Control Centre related transactions on T24.
Coordination with business office and customers for confirming completion of documentation as per legal opinion and completion of legal formalities.

MCB Bank Limited: Assets Officer Operations (04 January 2016 - to 15 April 2020)

Job Responsibilities:
As an Auto Loan Operations Officer:
To manage /enter and verify the data in the CAMS (Consumer Asset Management Software) predefined software of MCB for Personal loan, Auto Loan and all the relevant mortgages files.
Daily report sending of soft copy to head office through email.
Coordinating with CIU, Sales, CCR, & FRMU Department without compromising on the efficiency and effectiveness of whole process.
Handling the disbursal activities is a very systematic manner through assigning loan number and advice number.
Dispatching the instrument Banker Cheque (BC) to EAMU Department to deliver it to concerned dealership.
Handling archival activities which include dispatching all credit files, opening of ISI (Integrated special instruction) account, to the archival unit after disbursement.
Preparing Incident report form of any unusual event/entry that occurs at the time of data entry, disbursement or account opening.
Cooperating with IT Operations for the early resolution of incident and preparing UAT (User Acceptance Testing) document after testing it on the system.
Job Responsibilities:
As Credit Card / Merchant Operations Officer:
Processing of Visa Card payment through cheques, POs & DDs.
Entering the payments posting of visa cards to CCPS (Credit Card Payment System) and launching the same to clearing.
Coordinating with the Branch for any return visa card payments at the end of the day and preparing / balancing a Reconciliation sheet for credit card accounts (cheque & cash).
To keep full track of unidentified/unclaimed cheques till processing.
To process the discrepant cheques on system and onwards submission to collection Dept.
Update invalid and discrepant Cheque on CCPS/CTL.
Handling CMS (Complaint Management System) and timely respond to all queries and complaint in effective manner.
Preparation of MIS of other items (include cut card, application for change of address etc.) on daily basis with forwarding to the concerned Department.
Manual posting of visa card to CTL (operating system) by means of credit Advice.
Manual posting of ROC (Record of Charge) for skipped / short payment transactions, after checking through CTL.
Filling all the records into proper files.
Printing of credit card cheques to stationary.
Preparing consolidated MIS for opening & closing balance of merchant cheques inventory.

Internee at National Bank of Pakistan
Responsibilities:
General Banking (Accounts Opening, Issuance of Tokens for Processing Cheques at counter, Cheque payment procedure, issuance of DD/MT/PO).
Credit (Screening of loan application, preparation of loan documents). Billing & Govt. Section (Payments & Receipts of Govt. Departments, EOBI Funds and Utility Bills are deposit, Payment of Benevolent Fund, Payment of pension).

INTRESTS:

Reading Books and Newspapers & Articles.
Attending Seminars.
Networking & developing relationships.
Sports.

PERSONAL PROFILE:

Name:Muhammad Kamran
Father Name:Muhammad Farooq
NIC:37405-8812696-3
Date of birth:22/07/1983
Marital status: Single
Nationality:Pakistani
E-mail:House # B-II 350, Haji Choke, St # 10, Sadiqabad, Rawalpindi Pakistan.
Phone no:[відкрити контакти](див. вище в блоці «контактна інформація»)

REFERENCE:

Can be furnished upon request.