Дмитро

DMYTRO YAROVYI

Phone: [open contact info](look above in the "contact info" section)

Email: [open contact info](look above in the "contact info" section)

Location: Kyiv, Ukraine

Date of Birth: September 1, 1984

Nationality: Ukrainian | Marital Status: Married

PROFESSIONAL SUMMARY
Results-driven Banking Operations, Distressed Assets, and Compliance Professional with
over 15 years of leadership in non-performing loan (NPL) recovery, pre-trial dispute
resolution, and credit risk mitigation at Ukraine’s largest commercial bank. Certified in ISO
Compliance and Anti-Bribery Management Systems (ISO 37301 / ISO 37001). Holds dual
Master’s degrees in International Economics and Commercial Law (LL.M.), with
demonstrated expertise in team leadership, collateral liquidation, restructuring, and legal
enforcement proceedings.

CERTIFICATIONS
● ISO 37001:2025 – Anti-Bribery Management Systems (ABMS) Manager
Certified: August 26, 2026
● ISO 37301:2021 – Compliance Management Systems (CMS) Manager
Certified: August 18, 2026

WORK EXPERIENCE
JSC CB "PrivatBank" | Kyiv, Ukraine

Deputy Head of Pre-Trial Settlement Department

December 2013 – August 2026

● Team Leadership & Capacity Building: Head recruitment, team structuring,
mentoring, and continuous performance management for debt recovery
professionals.
● NPL & Problem Debt Operations: Oversee end-to-end delinquent debt recovery
pipelines; independently manage strategic, high-value cases.
● Collateral & Asset Management: Direct the repossession, appraisal monitoring,
and execution/sale of pledged collateral assets.
● Loan Restructuring: Negotiate and implement complex debt restructuring
arrangements to optimize portfolio recovery.
● Litigation & Enforcement: Represent bank interests in court hearings; collaborate
directly with the State Enforcement Service and private bailiffs/enforcement officers.

Senior Specialist – Credit Inspector Coordination & NPL Recovery Management

January 2011 – December 2013

● Supervised credit inspectors and coordinated regional recovery workflows for
delinquent debt portfolios.
● Partnered with assigned branch networks to monitor and improve distressed loan
collections.

Senior Specialist – Bad Debt Recovery Management

February 2010 – January 2011

● Organized and supervised the full operational lifecycle of overdue loan settlement
and debt collections.

Senior Specialist – Prevention & Debt Recovery Coordination

March 2009 – February 2010

● Monitored risk triggers and coordinated recovery initiatives to prevent further portfolio
deterioration.

Specialist – High-Risk Operations Audit | Distressed Asset Monitoring Department

August 2008 – March 2009

● Audited high-risk credit transactions; identified lending procedure violations, financial
fraud, and concealed credit risks.

Specialist – Branch Audit | Distressed Asset Monitoring Department

June 2007 – August 2008

● Performed on-site and remote compliance audits across designated bank branches
to assess and safeguard loan portfolio quality.

PE "Melnyk" | Kyiv, Ukraine

Manager

December 2006 – May 2007

● Managed daily operational tasks and direct client communications.

EDUCATION
● Master of Laws (LL.M.) in Commercial Law
KROK University of Economics and Law (Kyiv) | 2016 – 2018
● Master’s Degree in International Economics
Kirovohrad National Technical University | 2001 – 2007
● Academic Internship in International Economics
Université de Limoges (Limoges, France) | Sept–Oct 2003 & Sept–Oct 2004

LANGUAGES
● Ukrainian: Native
● English: Upper-Intermediate (B2)
● French: Elementary (A2)

INTERESTS & HOBBIES
● Basketball, swimming, fishing.

REFERENCES
● O. V. Pshechuk – Head of Bad Debt Recovery Department (Northern Region), JSC
CB "PrivatBank"
● I. M. Zaporozhets – Head of Bad Debt Recovery Department (Capital/Kyiv Region),
JSC CB "PrivatBank"
● O. V. Hanotskyi – Director of the "Settlement Center" Branch (Kyiv), JSC CB
"PrivatBank" (2007–2021)