Resume from September 25, 2021 PRO

Наталія

Credit officer (administration loan portfolio), 22 000 UAH

Employment:
Full-time, part-time.
Age:
40 years
City of residence:
Kyiv
Ready to work:
Kyiv, Remote

Contact information

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Work experience

Accountant

from 11.2020 to now (3 years 7 months)
IT-DECISION TELECOM LLC, Kiev (IT-Decision Telecom A2P Messaging Provider & Global Voice Carrier)

Communicate with public authorities (statuory/institutional/governmental offices) for issues related to:
- bookkeeping and reporting private entrepreneurs and LLC,
- have a clean inspection by State Employment Center (november 2020)
- starting up (registration): LLC, private entrepreneurs , non-profit (charity fund),
- got digital signatures for tax reporting to State Fiscal Servise,
- open and carry banks accounts,
- hiring process (work permit, work contracts with temporary workers and hiring forms),
- salary, taxation, health insurance.
Bookkeeping/accounting;
- distribute sales confirmation documents and register VAT invoices, VAT report (declaration),
- payment orders at e-banking software, preparing documents for currency control,
- fixed assets, inventory items,
- annual, quarterly, monthly orders (common, unified tax, VAT, non-profit).

Credit officer

from 05.2018 to 06.2018 (1 month)
JSC "BANK ALLIANCE", Kiev (Finance, banking, and insurance)

Main responsibilities:
lending, restructurisation
• collecting borrowers docs for loan, analysis of cash flows, (resend to bank units - risk, legal, sequrity - piking up their conclusion).
• prepearing credit application, loan/mortgage agreements, coordinating notary meetings.
• providing agreements to back-offiсe, legal encumbrance,
lending orders, support client intended use of credit.
• maintanance credit files, internal reporting, remind the customer about the payment.

Accountant

from 09.2016 to 05.2017 (8 months)
IT-DECISION LLC, Kiev (IT-Decision Telecom A2P Messaging Provider & Global Voice Carrier))

• VAT acceptance notes.
• Salary and taxations.
• annual, monthly reporting.

Сredit officer

from 10.2011 to 04.2016 (4 years 6 months)
JSCB " AVANT-BANK", Kiev (Finance, banking, and insurance)

prepearing credit application, loan/mortgage agreements, credit manager's opinion,
• evaluation and management of credit portfolio.

Deputy head of monitiring unit

from 08.2010 to 03.2011 (7 months)
JSCB «Pivdencombank», Kiev (Finance, banking, and insurance)

• organization of the monitoring process
• evaluation and management of credit portfolio.

Risk Block specialist (monitoring part)

from 12.2006 to 06.2009 (2 years 6 months)
JSCB Ukrsotsbank* member of UniCredit Group, Kiev (Finance, banking, and insurance)

• risk Assessment (particularly but not exclusively - risk default)
• monitoring of The Borrower’s Financial circumstances, liquidity check and solvency analysis, analysis of cash flows
• conduction of the unconventional borrower’s credit File
• calculation of loan reserve

Education

Taurida National Vernadsky V.- I. University

Fakulty of economics, Simferopol, Crimea
Higher, from 2002 to 2006 (3 years 10 months)

Knowledge and skills

ProFIX Excel: сводные таблицы, формулы - да. (макросы не строю). ПО Соната Б2

Language proficiencies

English — above average

Additional information

I`m ready to be interviewed in English.

REFERENCES:
Available upon request

I have got two children - 8 years and 4 years.

Hobby:
skiing, Toastmasters Club, English Theater.

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