Contact information

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Work experience

Head of Payments

from 04.2026 to 06.2026 (3 months)
Trading Space, Дистанційно (IT)

Owned checkout payment infrastructure across Tier 1 markets (EU, North America, Asia); managed a portfolio of 14+ PSPs including Zen.com, Payoneer, WorldPay, Stripe, Unlimit, MassPay and regional CIS providers.

- Conducted a full card authorization rate (AR%) audit by GEO across 30+ markets; built a conversion-optimization roadmap targeting approval-rate uplift per market, per provider and per card scheme.
- Defined payment routing and cascading specifications to maximize checkout conversion and distribute traffic intelligently across providers.
- Led a payment team of 2 specialists (provider management & payout operations); established team KPIs, reporting structure and ownership boundaries.
- Initiated payment failover architecture to eliminate single-provider dependency and improve checkout stability; launched a KYB compliance process for a new product vertical.

Product Manager — Payments Team

from 04.2025 to 03.2026 (1 year)
UMO, Дистанційно (IT)

UAE FinTech startup — crypto-fiat on-ramp platform for EU & UAE markets, instant exchange and AI-personalised financial services.

- Led a cross-functional team of 8 (backend & frontend developers, QA engineers, UI/UX designers) through full discovery and feature delivery cycles.
- Ran product discovery (stakeholder sessions + competitor benchmarking) to define Payments scope and de-risk core product bets; delivered PRDs/BRDs for 10+ features: crypto on/off-ramps, conversions (crypto-crypto, fiat↔crypto), fiat flows and 5+ exchange integrations (WhiteBit, Binance, Kraken).
- Defined compliance frameworks (Travel Rule, AML, KYT) under VASP licensing; applied RICE scoring to balance regulatory requirements vs. feature velocity; designed P2P internal crypto transfer infrastructure; collaborated with Treasury on Smart Order Routing (SOR) logic.
- Conducted competitive analysis of 20+ global providers (card issuing, payment orchestration, on/off-ramps) to inform partner selection and shape UAE and EU (MiCA & VARA) expansion strategy.
- Accelerated delivery by ~40% using AI tooling (Claude, Cursor, ChatGPT, Gemini) for PRD documentation, Jira epics & user stories, Confluence docs and BPMN/Sequence/Activity diagrams.

Head of Treasury

from 01.2025 to now (1 year 10 months)
Qollabe, Дистанційно (IT)

Group of IT Companies. Full-time Jan–Apr 2025; advisory since Apr 2025

- Recovered €47,000 stolen via corporate card fraud: identified a critical control gap (zero monitoring on arrival), built a full prevention framework — transaction limits, spend reviews, card reissuance.
- Negotiated processing fees from 8% → 5.5%, generating ~$25,000 annual savings on ~$1M processing volume.
- Managed a Treasury team of 3 financial managers: defined priorities, aligned deliverables with company goals and built a high-performance culture.
- Defined payment infrastructure strategy across 6+ IT projects: owned PSP selection criteria, integration specs and operational standards for Stripe, PayPal, Solidgate, Ecommpay, Paymentwall and xpate, enabling scalable merchant onboarding.
- Managed group-level cash flow, payroll, crypto payments and investment analysis for C-level; integrated new business units with global payment providers and financial institutions.
- Established new banking infrastructure in the US and EU, enabling international payment operations and PSP partnerships across multiple jurisdictions.
- Built analytical dashboards to support forecasting and financial decision-making; defined operational processes improving payment reliability and reducing transaction errors.

Senior Financial Manager

from 08.2023 to 01.2025 (1 year 6 months)
Uklon, Дистанційно (IT)

Leading Cross-Functional Projects and Stakeholder Management

- Successfully led complex cross-functional projects to optimize financial workflows and improve operational efficiency, collaborating with FinOps and Treasury teams.
- Actively engaged with senior stakeholders, negotiating improved terms with financial institutions and payment providers, resulting in 30% higher interest income and $12,000+ in annual savings.
- Built strong relationships with PSPs and banking partners, ensuring seamless integrations and operational success across multiple jurisdictions.

Fintech Product Operations and Process Ownership

- Defined and implemented operational processes for financial systems, aligning teams across payments and treasury to streamline workflows.
- Partnered with the FinOps team to enhance payment processes, reduce transaction errors, and improve system reliability.
- Established new bank accounts across the US and the EU enhancing financial flexibility and supporting global rollout initiatives.

Data-Driven Decision-Making and Technical Knowledge

- Leveraged BI tools such as Power BI, Tableau, Sheets/Excel to analyse in-depth data. These insights facilitated informed decision-making, driving financial product optimizations and measurable performance improvements.
- Delivered impactful presentations to senior stakeholders, translating complex financial data into actionable insights, driving decision-making at the executive level.

Product Owner · Senior Financial Manager

from 10.2017 to 08.2023 (5 years 11 months)
AIR Media-Tech, Київ (Маркетинг, реклама, PR)

AIR Media-Tech ( https://air.io/en ) is the third-largest YouTube partner and global creators ecosystem with 3500+ influencers and 200B views per year.

Main achievements:
- Reduced FX mark-up fees for international transactions, generating added value exceeding $30,000 annually.
As Product Owner, I led the development and management of AIR Pay, a sophisticated payout system for creators and influencers. The platform integrated multiple APIs for instant payouts via bank cards, e-wallets, and more, offering competitive fees and advance payment options.
- Achieved a monthly revenue of $15,000 through effective product management and strategic optimizations.
- Launched the Advance Payments Product (https://www.youtube.com/watch?v=SDCF0LlC-pY), allowing creators to receive revenue reflected in YouTube Analytics ahead of YouTube’s payment cycle.
- Owned the entire product lifecycle, preparing technical requirements (TOR), leading the MVP rollout, and delivering a full product release.
- Opened bank accounts, secured and negotiated optimal banking terms across the US, Canada, Europe, and the UAE.
- Strong knowledge of regulatory compliance (AML, KYC) and risk management in FinTech operations.
- Led and mentored a team of 3 Financial Managers, overseeing successful payment automation and infrastructure optimization projects.
- Streamlined internal processes by integrating modern payment solutions, such as Wise, Revolut, Mercury, PayPal, Stripe, Payoneer, Tipalti, Hedgewiz, Fenige, ApplePay, GooglePay, and payouts to Mastercard & Visa cards.
- Spearheaded transitions to optimal banking plans and services, resulting in substantial cost savings across various accounts.
- Integrated new payment systems for large-scale events, reducing acquiring fees and improving transaction processes.
- Verified and managed accounts on major crypto exchanges (Binance, Kraken, HTX, BitStamp, Bitfinex etc.), enabling new financial product launches.

Education

Mukachevo State University

Doctor of Philosophy - PhD, Economics, Remote
Higher, from 2024 to 2028 (4 years)

Skills: Project Management · Economic Research · Economics · Sustainable Development · Science

Taras Shevchenko National University of Kyiv

The Faculty of Economics, Master's Degree in Applied Statistics, Kyiv
Higher, from 2016 to 2018 (2 years)

University #1 in Ukraine.

Grade: 92/100

Professional qualification: Professional analyst in business and management.

Developed proficiency in creating tailored information analysis systems of applied statistical research to solve management problems of micro- and macro-level.
Mastered the ability to prepare statistical conclusions based on the applied statistical research.

Key Courses Focused On:
- Applied Econometrics
- The Statistics of Financial Sustainability
- Statistical Analysis and Modeling of Socio-Economic And Demographic Processes
- Monetary Statistics
- Systems Analysis
- Tax Accounting and Financial Strategy
- Portfolio Management
- Financial Management
- Human Resource Management

Thesis paper "Statistical Evaluation of the country's Investment Attractiveness Based on the Global Peace Index"

Taras Shevchenko National University of Kyiv

Bachelor's diploma with Honours, Applied Statistics, Kyiv
Higher, from 2012 to 2016 (4 years)

University #1 in Ukraine.

Grade: 93/100

Bachelor's degree with honours.

Key Courses Focused On:
- Statistics
- Market Statistics
- Statistical Modelling and Forecasting
- Economic Statistics
- Higher Mathematics for Economists
- Probability Theory and Mathematical Statistics
- Statistics in Business
- Statistics for Business Process Management
- Social Statistics
- Statistics of Quality Control
- Project Management
- Theory of Economic Risk

Thesis paper: Statistical Modeling of the Financial Performance of Transnational Corporations

Additional education and certificates

Won a grant to launch a startup with the business incubator Adventure | Easy Start

2020, 9 weeks
Certificate

Product Manager Bootcamp Asta Academy Ukraine

2026, 2 міс
Certificate

Knowledge and skills

• Treasury Accounting
• Business Strategy
• Product ownership
• Team management
• Cryptotrading
• Google Workspace
• Corporate finance
• FP&A
• Time management
• Project management
• Payment processing
• FinTech
• Treasury Services
• Financial planning
• Financial analysis
• Financial flow management
• Risk management
• KYC
• Teamwork
• Mentoring
• Analytical thinking
• Budget planning
• Budget implementation control
• Public speaking
• Business development
• Reporting
• Conducting business negotiations
• Checkout optimization
• Payment routing & cascading
• PSP portfolio management
• Card authorization (AR%)
• On/Off-Ramp
• MiCA / VARA / VASP compliance
• AML/KYT
• PRD/BRD
• Product Discovery
• Stakeholder management

Language proficiencies

• Ukrainian — fluent
• English — advanced

Additional information

Key metrics across 9+ years in FinTech & payments: €47K fraud losses recovered · $100K annual processing savings · 20+ PSP & crypto-exchange integrations · 30+ markets covered · 50+ currencies supported · 5M+ users on platforms served.

PhD candidate in Economics (Mukachevo State University), dissertation on integrating sustainable development principles into Ukraine's post-war recovery strategy.

Open to Head of Payments / Lead Payment Manager / Product Owner / Product Manager roles in payments or crypto-fiat, fully remote.