Ганна

Hanna Dovhan

Senior Finance & Operational Management Professional

Odesa Region, Ukraine | [открыть контакты](см. выше в блоке «контактная информация») | email: [открыть контакты](см. выше в блоке «контактная информация»)|

LinkedIn: [открыть контакты](см. выше в блоке «контактная информация»)

PROFESSIONAL SUMMARY

Results-driven Senior Manager with over 15 years of experience in the banking sector, specializing
in MSME (Micro, Small, and Medium Enterprises) lending and financial monitoring. Expert in on-
site business analysis, collateral valuation, and strategic risk assessment. Proven track record in
managing complex financial portfolios (up to 90M UAH) and justifying investment needs for
diverse business sectors. Seeking to leverage extensive field-audit and financial expertise within the
International NGO sector to support economic recovery, grant management, and financial
monitoring projects.

CORE COMPETENCIES

• On-Site Due Diligence: Expertise in field audits, verifying business operations, and
conducting site inspections to ensure project legitimacy.
• Asset & Collateral Appraisal: Proficient in physical assessment of real estate and
technical equipment, including reconciliation with technical documentation (technical
passports).
• Financial & Investment Analysis: Skilled in preparing detailed business summaries
and justifications to secure funding and mitigate financial risks.
• Risk Management: Extensive experience in evaluating business stability and
maintaining high-quality asset portfolios (0% NPL).
• Strategic Leadership: Experienced in managing branch operations and cross-
functional teams of up to 30+ subordinates.
• Compliance & Ethics: Strong commitment to transparency and international
standards of financial accountability.

PROFESSIONAL EXPERIENCE

Head of Branch / Senior Manager | Systemic Ukrainian & International Banks (including
Raiffeisen Bank, UkrSibbank BNP Paribas Group, etc.)

2007 – Present

• Field Audit & Business Verification: Spearheaded on-site inspections of client
enterprises (logistics, production, trade) to verify operational reality and financial
health.
• Asset Appraisal: Conducted physical appraisals of collateral, including photo-
documentation and detailed technical verification, ensuring 100% compliance with
risk management policies.
• Funding Justification: Authored comprehensive business summaries and investment
memos to justify credit/grant needs, bridging the gap between field data and financial
decision-making.
 • Portfolio Strategic Management: Successfully managed and grew a credit portfolio
from 22M to 90M UAH while maintaining exceptional quality through proactive
monitoring and stakeholder engagement.
• Operational Excellence: Directed full-cycle branch management, ensuring strict
adherence to internal audits and anti-corruption regulations.
• Team Mentorship: Trained staff in specialized business analysis methodologies to
enhance the quality of risk assessment and client vetting.

EDUCATION

Master’s Degree in Finance & Economics

Odesa State University of Economics

ADDITIONAL SKILLS & INTERESTS

• Languages: Ukrainian (Native), Russian (Native), English (Pre-Intermediate / Actively
Improving).
• Mobility: Active driver for 4+ years (Category B) with own vehicle, highly mobile for field
visits across the region.
• Technical Skills: Proficient in specialized financial software and MS Office Suite
(advanced Excel).
• Personal: Strategic thinker (Chess player) and expert in psychological profiling, which
is applied in high-stakes business negotiations and site audits.