Head of Compliance

Bankstore is looking for a Head of Compliance to build and lead our compliance function as we scale our banking and financial products. This is a hands-on leadership role for someone who has operated inside fintech or banking-as-a-service environments and understands both the regulatory landscape and the pace of a growing company. You will own our compliance strategy end to end: from regulatory relationships and licensing to policy design, monitoring, and team building.

Department: Compliance & Risk

Reports to: Chief Executive Officer / Chief Risk Officer

Location: Remote

Employment Type: Full-time

Key Responsibilities

• Design, implement, and lead Bankstore’s enterprise compliance program, covering BSA/AML, KYC/CIP, OFAC and sanctions screening, consumer protection, and applicable state and federal banking regulations.
• Serve as the primary point of contact for regulators, sponsor banks, and banking-as-a-service partners; manage regulatory exams, audits, and inquiries.
• Own the BSA/AML program, including transaction monitoring, SAR/CTR filing oversight, and independent testing.
• Monitor the evolving regulatory environment for fintech and banking products, and translate changes into actionable policy and process updates.
• Partner with Product and Engineering to build compliance into new features and products from the design stage (compliance-by-design).
• Develop, maintain, and train staff on compliance policies, procedures, and controls.
• Manage licensing requirements (e.g., money transmitter licenses) and ensure ongoing adherence across all operating jurisdictions.
• Build, mentor, and scale the compliance team as the company grows.
• Report on compliance risk posture, key risk indicators, and exam readiness to executive leadership and the board.
• Oversee vendor and third-party risk management related to compliance obligations.

Qualifications

• 7+ years of compliance experience, including 5+ years in a compliance leadership role within fintech, a neobank, or a banking-as-a-service / sponsor bank environment.
• Deep working knowledge of BSA/AML, OFAC, UDAAP, Reg E, Reg Z, GLBA, EFTA, and state money transmission laws.
• Direct experience managing relationships with sponsor banks and navigating the bank-partnership model.
• Track record of leading regulatory exams and building a compliance function from the ground up or scaling an existing one.
• Strong people-leadership skills with experience hiring and managing a compliance team.
• Excellent written and verbal communication skills, including experience presenting to boards and regulators.
• Bachelor’s degree required; JD, CAMS, CRCM, or equivalent certification preferred.