Особисті дані приховані

Ukraine
Volyn region, 43026, Lutsk,
tel.: [відкрити контакти](див. вище в блоці «контактна інформація»)
e-mail: [відкрити контакти](див. вище в блоці «контактна інформація»)
skype: sergiy.grybok

HRYBOK, SERHII
Personal data Date of birth: 03.01.1984
Place of birth: Skobelka, Gorokhiv district, Volyn region, Ukraine
Citizenship: Ukraine
Age: 42
Marital status: married, daughter
Goal Professional growth. Development of skills, improvement of knowledge in a strong team in
financial sphere. To satisfy moral and material needs.
Job July 2017 – current time
experience Economist in JE «Modern-Expo» Ltd, Strumivka, Volyn region (Ukraine), Modern-
Expo Group (Cyprus):
- supervision on loan portfolio of the company, analysis of drafts of loan agreements and
collateral agreements, organization of pledge of the movable and immovable property,
preparation of credit applications and supporting documents;
- analysis of cash flow, P&L and balance, budgeting;
- supervision on implementation of the covenants set by the banks in loan agreements;
- supporting of the procedures for the annual audit of accounts;
- financial supervision of operations by Group’s subsidiaries, support of their annual audit
(United Kingdom, Republic of Cyprus, Germany);
- supervision over trade receivables, expenses, management of bank accounts (domestic,
foreign) and cash-flow
- execution of duties of the head of the financial division from July 2022 to July 2025.
August 2015 – July 2017
Accounting manager (Financial controller) of Modern Store Fixtures Trading LLC
(Dubai, United Arab Emirates), Modern-Expo Group (Netherlands):
- accounting;
- manage of internal finances, cash-flow;
- debtors and creditors journals;
- supervision on sales operations;
- arrangement of audits of accounts, reports about financial state of the company.
February 2013 – July 2015
Senior economist in JE «Modern-Expo» Ltd, Strumivka, Volyn region (Ukraine),
Modern-Expo Group (Netherlands):
- supervision on loan portfolio of the company, analysis of drafts of loan agreements and
collateral agreements, organization of pledge of the movable and immovable property,
preparation of credit applications and supporting documents;
- analysis of cash flow, P&L and balance;
- supervision on implementation of the covenants set by the banks in loan agreements;
November 2012 – January 2013
Credit manager for small and middle business in Outlet №1 of «Erste Bank» in
Lutsk (Ukraine), Erste Group (Austria):
- loans, savings, current accounts products, document operations, credit brief-case of
small and middle business;
- involvement of new clients, preparation of clients’ credit files for bank’s authorized
committee;
- analysis of the financial position of clients for the purpose of granting loans and
estimation of the credit score of potential borrowers;
- monitoring, estimation and registration of mortgage and collateral.
October 2007 – November 2012
Senior specialist for small and middle business division in Central outlet «Credit
Agricole Bank» in Lutsk (Ukraine), Credit Agricole Group (France):
 2
- loans, savings, current accounts products, document operations, credit brief-case of
small and middle business,
- involvement of new clients to the bank;
- analysis of the financial position of clients for purpose of granting loans and estimation
of credit score of potential borrowers;
- preparation of clients’ credit file for the bank’s authorized committee;
- work with the bank’s debtors towards restructuring of bed debts;
- monitoring, estimation and registration of mortgage and collateral;
- methodological and practical support for regional outlets in SME activities;
- revision of cash-in-desk operations of the Outlet.
March 2006 – October 2007
Registrar of legal entities in Gorokhiv district state administration, Volyn region
(Ukraine)
July 2005 – October 2007
Senior specialist in Economic Department of Gorokhiv district state administration,
Volyn region (Ukraine)
July 2002 – June 2005
Specialist in Department of Labour and Social Support of Gorokhiv district state
administration, Volyn region (Ukraine)
Education August 2019 – January 2020 IPFM: The Diploma in international accounting standards
(IAS113544)
February – May 2011 Centre for studying German language in Lutsk (Partner of Goethe
Institute in Ukraine), Volyn National University named after L. Ukrainka.
November 2006 Volyn regional centre of retraining and development of qualification for
employees of governments executive bodies, self-governments, state enterprises and
organizations
- training “Legal grounds and practical aspects of purchases for budget money in Ukraine”
(certificate, 24.11.06)
September 2004 – June 2005 Ternopil academy of national economy (Ukraine)
- Diploma of master degree of accounting and audit
September 2002 – June 2004 Ternopil academy of national economy (Ukraine)
- Diploma of bachelor degree of accounting and audit
September 1999 – June 2002 Gorokhiv state agricultural technical school (Ukraine).
- Diploma of younger specialist of accounting
Languages Ukrainian – native, English – advanced, Polish – advanced, Russian – advanced, German
– beginner
Skills - sufficient knowledge in most popular programs (mostly Windows, practice in Dynamics
from Microsoft – Business Central with different localizations);
- drafting/revision of proposals to agreements (procurement, sales, loans, services, rent,
ets);
- drafting of internal documents for the company (orders, procedures, instructions, etc.);
- employment, dismissal of the employees, management of staff; registration of the new
company and its representation in institutions, conduct of company’s affairs (banks,
lessors, governmental institutions, courts, etc., UAE, UK, Germany, Cyprus affairs).
- participation in projects: audit of the Group accounts, foreign affiliated entities, opening
bank accounts abroad.
- management accounting book of sales and trade receivables; supervision over
compliance with contract terms on sales.
- practical skills of documentary operations: Letter of Credit, Collections.
Personal Driver licence (B category, Ukraine). Responsibility, punctuality, discipline.
characteristics Ready for business travels, study. Trainings for servicing the clients and assessing the
financial position of business via specialized programs.

13.04.2026 Lutsk