Софія

SOFIIA LUTSYK
Taras Shevchenko National University of Kyiv, Major in Finance, Banking and Insurance
SUMMARY

Third-year Finance student with practical experience in corporate banking and defense-focused
startups. Manages foreign currency operations and corporate client transactions at Oschadbank; co-
founded and served as CFO of a defense tech startup, designing financial models, conducting
market and risk analyses, and leading fundraising initiatives. Motivated to advance expertise in
international finance, entrepreneurship, and defense industry development

SKILLS

Executing corporate FX transactions, designing financial models and production cost projections,
conducting market and target audience analyses, leading fundraising initiatives, assessing and
mitigating operational and strategic risks, coordinating cross-functional teams, aligning financial
planning with project milestones; Languages: Ukrainian (C1), Russian (C1), English (B2).

WORK EXPERIENCE

Oschadbank JSC Kyiv, Ukraine
Banking Intern Oct - Nov 2024
Senior Economist Feb 2025- Present

• Processed incoming hryvnia payments from approximately 100 non-resident clients daily,
ensuring compliance with all regulatory standards.
• Managed currency conversions, purchases, and sales for corporate clients, optimizing
foreign exchange operations and minimizing errors.
• Handled SWIFT cross-border transactions, coordinating with treasury and compliance teams
to ensure smooth settlement.
• Developed daily reports for senior management, enabling timely monitoring of FX
exposures and operational performance.

Sauron (Defense Startup) Kyiv, Ukraine
Co-founder & Financial Analyst Feb - Apr 2025

• Conducted comprehensive market analysis using SWOT, PESTEL, BCG Matrix, competitor
benchmarking, and customer segmentation to define target segments for SEMSG system.
• Built financial projections and production cost models, including materials, labor, and
operational overhead, to support decision-making for prototype development.
• Led fundraising efforts, preparing investor pitch decks, financial forecasts, and ROI
assessments.
• Designed and implemented target audience research, including customer personas, surveys,
and the Onion Model, to refine product positioning.
• Coordinated workflow between finance and technical teams, aligning financial planning
with project milestones and improving efficiency.
PROJECTS

NICE Programme The University of Edinburgh, UK
Financial Analyst March - May 2026

• Analyzed project budgets to ensure cost-effective allocation of resources for programs supporting
underprivileged women.
• Prepared financial forecasts and reports to guide initiatives aimed at increasing educational
accessibility.
• Monitored expenditures to ensure alignment with the project’s social impact goals and
sustainability objectives.
• Collaborated with team members to evaluate funding opportunities and maximize the reach of
inclusion-focused initiatives.

Water Guard UNIT City, Kyiv, Ukraine
Financial Analyst Apr-Jun 2026

• Developed unit economics and financial models, including CAC, LTV, pricing strategy, and cost
structure (materials, labor, overhead) to ensure scalability and profitability of the SEMSG system.
• Led fundraising and investor communication, preparing pitch decks, financial forecasts, and ROI
scenarios to support capital привлечения.
• Designed and validated the business model, combining hardware sales with service/subscription
components and testing monetization on early-stage assumptions.
• Managed financial planning and cash flow, forecasting burn rate, runway, and aligning budgets
with product development milestones.
• Collaborated cross-functionally with technical teams, ensuring financial decisions supported
product feasibility, cost efficiency, and faster go-to-market execution.