Татьяна

Tetiana Kosohova
City: Warsaw, Poland
Phone: [відкрити контакти](див. вище в блоці «контактна інформація»)
E-mail: [відкрити контакти](див. вище в блоці «контактна інформація»)
LinkedIn: [відкрити контакти](див. вище в блоці «контактна інформація»)

Professional Summary
Motivated banking professional with over 20 years of experience in branch management
and corporate finance. Strong communication and public speaking skills. Looking for
growth opportunities in banking, financial analysis, or distressed asset management, using
leadership experience, analytical skills, and strategic thinking. Deep understanding of
business processes in both retail and corporate sectors, as well as experience in managing
distressed assets.
Skills
- Financial performance control, credit analysis, risk management, knowledge of
ECB and IFRS 9 regulations
- SAP, CRM systems, MS Office
- Corporate and VIP client service
- Result-oriented, analytical thinking, attention to detail, flexible, adaptable
- Public speaking, negotiation, teamwork, responsibility, reliability
- English (B2), Polish (A2), Ukrainian and Russian (native)

Professional Experience
Chief Specialist in Distressed Corporate Assets of the Debt Collection and Recovery
Department
UKRSIBBANK BNP Paribas Group, Ukraine 07.2022-Present
Since 2022, I have been working online from Warsaw, Poland.

Debt Management & Restructuring:
Monitoring overdue corporate debt, analyzing financial condition of clients, negotiating
repayment plans, preparing reports. Developing and overseeing restructuring strategies,
compliance monitoring, legal reporting.
Credit Committee Coordination:
Implementing committee decisions in cooperation with legal, credit control, and risk teams.
Ensuring documentation flow, monitoring execution, improving internal processes.
Collateral & Risk Management:
Organizing collateral valuation/sale, preparing reports. Conducting risk analysis and
provisioning per ECB and IFRS standards.
Policy & Procedure Development:
Creating and updating internal procedures for non-performing assets in line with ECB and
IFRS guidelines.

Achievements:
Successfully led a wartime corporate debt restructuring project in coordination with 12
banks, including international institutions, for a total debt portfolio of €100 million. Acted as
project manager, conducted negotiations, and served as the primary representative of the
bank.
Head of Central Branch, Mariupol
UKRSIBBANK BNP Paribas Group, Ukraine 02.2020- 07.2022
Branch Manager No. 0496 (New Format), Mariupol
JSC OSCHADBANK, Ukraine 09.2018 -08.2019
Branch Manager No. 5, Mariupol
PJSC SBERBANK, Ukraine 06.2013 -08.2018
Head of Central Branch, Mariupol
UKRSIBBANK BNP Paribas Group, Ukraine 02.2012- 05.2013
Branch Manager/Head of Central Branch Responsibilities:
- Managed a team of 14 employees and more
- Achieving branch performance targets
- Controlling profitability and financial reporting
- Ensuring cash discipline
- Monitoring client portfolio (active and passive operations)
- Ensuring compliance with banking security standards
- Controlling adherence to corporate standards
Achievements:
From 2015-2016, the branch I managed ranked 2nd among all branches in Ukraine for
meeting set KPIs. In 2012, the branch I managed was recognized as the best in the Donetsk
region for high-level payroll card sales.
Personal Financial Consultant, Central Branch, Mariupol
UKRSIBBANK BNP Paribas Group, Ukraine 10.2010- 02.2012
Economist for Client Relations, Sales Manager, Chief Manager,
Deputy Branch Manager
PJSC PRIVATBANK, Ukraine 08.2004-10.2010
Personal Financial Consultant / Economis/ Sales Manager Responsibilities:
-Attracting new clients and managing the portfolio
- Selling banking products (deposits, loans, insurance)
- Conducting financial monitoring of clients
- Managing credit risks
- Conducting presentations of banking products
Achievements:
Awarded the individual prize for Best Salesperson of the Year, with the recognition recorded
in my employment record book. Received the highest ratings from mystery shoppers.
Education
Mariupol State University, Mariupol, Ukraine 09.1999–06.2004
Master's Degree in International Economics (Economic and Legal Faculty)
Courses
World of Modern Education, Microsoft Excel Advanced 08-09.2024
Web Promo Experts - Training on brand promotion in social networks 07-08.2023
JSC "UKRSIBBANK" Leader School 01-09.2023

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Act of 10 May 2018 (Journal of Laws 2018, item 1000) and in agreement with Regulation (EU) 2016/679 of the European Parliament and of the Council
of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and
repealing Directive 95/46/EC (General Data Protection Regulation).