Марія

Location: Gdynia, Poland

In Poland, I got the registration card of [відкрити контакти](див. вище в блоці «контактна інформація»)
a foreigner granted temporary protection
[відкрити контакти](див. вище в блоці «контактна інформація»)
(including legal rights to work).

Objective: Business Analyst, product owner
I have more than 4 years of experience as an analyst and project manager.
More than 10 years of experience in the banking sector (AML, compliance policies, transaction processing).
With over five years of experience in currencies, exchanges, and payment systems such as SEPA and SWIFT,
along with proficiency in the ISO 20022 standard, I have a solid foundation. I've also accumulated over two years
of hands-on experience collaborating with payment vendors and integrating payments, cryptocurrencies, and
currency exchange services. Additionally, I have experience handling cross-border payments.
Among my projects are: the integration of leading AML solutions; the introduction of a new payment
standard; the development of internal transaction control systems and client risk profiles; integration with
payment providers; online customer verification; and others.

Soft skills: Communication, Self-Motivation, Leadership, Responsibility, Teamwork, Problem Solving, Сreativity.

Hard skills: Process Modeling, Strategic business planning, Business Process Improvement, Data mining and
analysis, Quantitative and qualitative research, Benefit and cost analysis.

Relevant work experience:

2022/2024 Two neobanks (NDA) (Remote)
BA (full-time)
Tasks, responsibilities and results:
1. Neobank from scratch: project analysis, Discovery phase, SRS.
2. Support two development teams working on release versions 1.0 of two separate
neobanks.
3. Main responsibilities include, but are not limited to: documenting technical requirements,
developing processes, creating mockups for designers, conducting design reviews,
prototyping, and preparing product instructions.
4. Product owner of services:
● MLRO,
●Operator/Chief operator,
● Sign up for clients (onboarding flow)
● IBAN account opening process
● Compliance interface Alerts
● KYB External verification provider's flow
● KYB Bank's flow
● КYT fiat, Integration with Transaction Monitoring
● KYT crypto
● Referral program
● P&L and Dashboard
● Statistics
● Top up
● Transaction pre check
● Cryptoprocessing
Team size: 27 people.
 One project has been successfully launched, while the second project is in the final stage
of pilot implementation.

2018- First Ukrainian International Bank, Kyiv
Head of Process Automation, Project Manager , BA

Tasks, responsibilities and results:
Business analysis of client needs. • Interaction with the development team to develop and
agree on approaches to the implementation of the functionality. • Formulating criteria for
testing new/ changed functionality. • Developed creative and practical solutions based on
evaluation of multiple factors. • work with API protocol, solution integration • Led
meetings to detail project milestones, brainstorm ideas and determine appropriate
techniques to manage tasks. • Defined project goals, aligning with strategic objectives. •
Organized and led kickoff and status meetings to communicate project expectations prior
to project execution. • Definition and validation of client requirements. • Search and
analysis of the target audience. • Study of customer pain points and search for
appropriate solutions and their validation by focus groups. • Сreating tasks for designers.
• Creation of project documentation in Confluence, use of Epics, User Stories, User Story
Mapping methodologies. • Effective communication between all project participants. •
Writing technical specifications for developers, User Stories, test cases. • Сonducting
business analysis of processes, grooming tasks with teams. • Сonducting initial testing,
bug analysis. • Maintaining development documentation, writing instructions for
functionality. • Сommunication and support of work with external developers (contracts,
payments, conditions, terms). • implementation of projects to improve customer service
and monitor customer activity.

Team size: 58 people.

2008/2018 Worked in the area of financial monitoring, compliance,
and AML policies in the banking system ( Kyiv, Ukraine):
TASCOMBANK,
EUROBANK,
First Investment Bank,
Bank of Cyprus,
VTB Bank

Нead of financial monitoring department of the bank, AML compliance officer
Board member of the bank

Tasks, responsibilities and results:
Functional responsibilities in the direction of AML:
● Implementation of AML and compliance policies of the regulator, compliance with
the rules,
● development of technical specifications to improve the processes of monitoring
operations,
● verification of payments on sanctions lists,
● implementation of new forms of reporting,
● optimization of other processes (identification,
● clarification of information, further control of operations,
● verification of terrorist lists, sanctions, etc.),
 ● participation in bank merger projects and development of technical requirements
for the data synchronization process.

2007/2008 National bank of Ukraine, Head office, Kyiv (State regulator)
Leading Supervision and Inspection Specialist, bank curator

● supervising the activities of banks and conducting comprehensive inspections in
all areas,
● thematic inspections and inspections to prevent money laundering,
● regulation of bank processes according to anti money laundering policy
legislation.
•

Education:
Kyiv National University of Economics im. V.Hetman (Ukraine, Kyiv), «Faculty of
banking», obtained a Master degree in higher education specialty «Master of
2002/07 banking».

Other information:
Foreign English: upper-intermediate
languages Polish: beginner
Ukrainian: (Native)

Soft Confluence, JIRA, Axure/Figma, Creatio (BPMN online), Visio, Draw.io, Creately,
MIRO.com, 1C

Other Windows, MS Office, Internet, MS Excel , Corezoid – experienced user; - PC ABS Bars;
technical ARM; Newstat; Liga, ABS Scrooge 2, ABS Б2, SR_Bank 4, ProFex, is_rep, is_card, Lotus
skills: Notes7, Total Commander, FAR, Directum, SIDE Station (SWIFT Alliance Access
Service Bureau, SafeWatch Filtering), PC Webbank, АБС Sirius, PC ISPPA in FP, 1 C,
Check Point, Cisco AnyConnect, IMS.

Hobbies: Traveling, movies, poetry, and self-development in all areas.

Сertificates:
SQL basics courses 2021, internal banking training

Advanced Excel courses 2020, internal banking training

Сourse Electronic money as a means of 2016, e-money services
payment and their legal regulation, development
Certificate dated 15.09.2016