Dmytro

CV Dmytro Khodorovsky

Personal Details:
Date of birth: 25th January 1970.
Gender Male
Marital status Married
Citizenship, Location : Ukraine, Lviv
Phone number [відкрити контакти](див. вище в блоці «контактна інформація»)
E-mail [відкрити контакти](див. вище в блоці «контактна інформація»)
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1.Career Summary
An experienced financier with long experience in the field of internal audit and financial management. Significant management
experience and analytical skills, high result orientation.
Began his banking experience in the field of lending and financial analysis of clients at "Dniester Bank" and "Ukrainian Lending
Bank".
During 1996-1999, the professional activity was associated with the active conduct of dealing operations on the FOREX market,
(JSC "Western Ukrainian Commercial Bank", (later renamed- "Kredobank", a bank with shareholders from Poland, Belgium and the
EBRD) ), later - activity in the areas of risk management of the Kredobank .

Auditing career was started in 2000 at Kredobank, where was joined the Internal Audit Department . From 2001 to 2009, he worked
as the Director ( Chief Audit Executive ) of the Internal Audit Department of Kredobank.

At the end of 2009, an Icelandic investor offered to transfer to Lviv Bank with the task of organizing an effective and modern internal
audit function in the bank as well as providing advice and leadership in the implementation of a complete reengineering of the bank's
processes.

In 2017, after completing the relevant due diligence procedures, the Swiss fund responsAbility Participations AG became the owner
of 41% of the shares of Bank Lviv, which also reflected the investors' assessment of positive changes in the bank's activities and
corporate management, which in particular were result of implemented significant initiatives and internal audit recommendations

Also, one of the results of our innovations, in particular, was the fact that in 2020 Bank Lviv was one of the first banks in Ukraine to
successfully pass a mandatory qualified external assessment of compliance of the internal audit function with the requirements of the
International Standards for the Professional Practice of Internal Audit.

Knowledge of the English language at an intermediate level, Polish – good working knowlege, Russian and Ukrainian - fluent.

The strongest areas of professional activity and achievements:

➢ long experience of practical construction and operation of a successful and modern model of the internal audit function in
banks with European capital;

➢ development of internal audit methodology in accordance with international standards of professional practice of internal
audit, membership of the Institute of Internal Auditors , IIA ,(global since 2011 and Ukraine since 2014);

➢ practical knowledge in the areas of corporate management, issues of building effective internal control, compliance, issues
of identification and minimization of risks (including fraud and IT security system), risk analysis and efficiency of building
processes;

➢ obtaining positive external assessments of the quality of the internal audit function by independent international qualified
appraisers (for JSC Kredobank-Ernst&Young, 2007 and for JSC Bank Lviv-Baker Tilly, 2020).

➢ long-term effective and stable cooperation within the framework of his duties with various composition of Supervisory
Boards and executive management and representatives of investors.

➢ Experience in quality selection and formation of an effective team. The main members of the team of auditors later held and
now hold management positions in various divisions of various banks (Kredobank, Bank Lviv, Idea Bank, Alfa Bank,
Ukrsibbank, etc) and other financial structures (State Tax Service of Ukraine, Accounting Chamber of Ukraine, etc.).
2. Experience :
Place of work,
Basic functional duties
Position, period
JSC Bank «Lviv» Organization of work of the Bank's internal audit department (the number of subordinate personnel in
sept 2009 – present different periods- from 3 to 25 employees in the head office and regions).
Implementation and maintenance of risk-oriented methodology for auditing banking processes, planning,
Chief Audit Executive , reporting and implementation of the full range of current activities of the internal audit department, as well
CAE as the practice of direct organization of work in accordance with the International Standards of
(Head of the Internal Professional Practice of Internal Auditing , the organization of client-oriented audit of processes with the
focus not only on risks, but also on efficiency :
Audit Service)
JSC Kredobank ▪ identification of existing and potential problems and risks in the corporate governance , processes of
November 2001р.-
September 2009
sales, credit and operational services in the Bank, risk management, processes of spending,
procurement, marketing activities, IT security etc. ;
▪ consulting on reengineering of processes in the bank, development and implementation of structural
Chief Audit Executive , changes, management processes, adequate distribution of management responsibilities;
CAE ▪ evaluation of the effectiveness of the internal control system and corporate governance;
(Director of the Internal ▪ various nature of work on investigations of operational cases.
Audit Department) ▪ preparation of analytical, systematic information and reporting on the results of control for the
Management Board of the Bank and the Supervisory Board, prudential supervisors
▪ organization and implementation of cooperation with relevant audit departments of the investors –

• Kredyt Bank SA(Warsaw), KBC N.V.(Brussels), PKO BP(Warsaw), EBRD;
• MP Bank ( Iceland), ResponsAbility Investments AG ( Swiss), Nordic Environment Finance
Corporation Nefco)
September 2000 –
November 2001 Organization and direct audit of processes and divisions of the bank with specialization in lending, audits
Internal Audit Department of the adequacy of performance procedures for financial and economic analysis of borrowers and
Deputy Chief Internal compliance with other requirements of the Bank's credit policy, treasury operations, securities
Audit transactions.
Analysis and assessment of existing risks, development of recommendations for their minimization.
Earlier experience includes risk management activities ( 1999-2000, Kredobank (until 01.01.2006 - JSC "Kredit Bank
(Ukraine)", until April 2002 - JSC "Western Ukrainian Commercial Bank" )), carrying out in the Bank's Treasury dealing operations
with foreign currencies on the FOREX market and securities ( 1996-1999, Kredobank), financial analysis of
borrowers and lending, monitoring and control of loans ( 1995 -1996, CB "Dniester Bank" and Lviv branch of
Ukrainian Lending Bank).

3. Education level
Degree: Master's degree in Finance. State University "Lvivska Politechnika" 1996
Degree: Master's degree in Microelectronics. Lviv Polytechnic Institute 1993

A wide range of trainings, seminars and conferences in the areas of audit, corporate governance, risk management, anti-
fraud, etc.

Computer skills:
➢ Good level of expertise in using of Microsoft Office ( MS Excel/Word, Power Point, Acrobat Reader, basic Power BI features, etc.)
➢ practical experience of using utilities (Microsoft Teams, platform and solutions based on ZOOM ONE Lotus Notes, SED, archivers, mail
programs, browsers, etc.); practical experience of working with banking systems: REUTERS MONEY 2000, REUTERS DEALING 2000,
“League”, “Depot-KB”, “Depot-Accounting”, Micro Cash Connector, SWIFT, “Consultant”, with internal banking programs.

Language skill
➢ Ukrainian, and Russian -Native
➢ Polish- Advanced / C1 - Proficiency / C2
➢ English - Intermediate /B1 - Upper Intermediate / B2